ASSISTANT VICE PRESIDENT MORTGAGE LENDER

DEPARTMENT: Loans
CLASSIFICATION: Exempt
REPORTS TO: Sr. VP/Director of Mortgage & Lending
SUPERVISES: None

POSITION SUMMARY:
Originates first mortgage loans, promotes the financial institution and its lending services to the real estate community. Help process loan applications for approval or denial within assigned lending authority. Provide input on the ALCO committee, Loan Committee, and other areas as needed.

DUTIES:
   1. Process Real Estate loan applications
    2. Call on current and new customers to generate new business within trade area
    3. Screens loan requests based on financial institution policies and on types of loans offered by the institution
    4. Order appraisals, credit reports, background checks, reference checks and other information needed on loan applicants
    5. Increase the deposit base of the branch within the parameters of authority
    6. Coordinate and assist with the closing of loans
    7. Build relationships with realtors, builders, developers and other lead sources...strong community involvement and presence in market area
 

RELATIONSHIPS/QUALIFICATIONS:
    1. Responsible to the Sr. VP/Director of Mortgage & Lending for the fulfillment of duties assigned
    2. Has the ability to achieve profit, growth and customer service objectives within Bank policy guidelines
    3. Good sales and computer skills and a proven ability to develop business are necessary
    4. Should be analytically minded and possess good judgment
    5. Must demonstrate management, communication, and interpersonal skills
    6. Strong working knowledge of the bank’s lending policies, procedures and documentation requirements
    7. A Minimum of one to two years of previous banking/lending experience is preferred.

WORKING CONDITIONS:
   1. Normal office environment
    2. Extended viewing of computer screens
    3. Moderate lifting up to 25 pounds
    4. Repetitive hand and arm movement

First Farmers Bank & Trust promotes an equal employment opportunity workplace which includes reasonable accommodation of otherwise qualified disabled applicants and employees. Please see your HR Director should you have any questions about this policy or these job duties.